Rocket Mortgage is the name for the online mortgage application platform run by Quicken Loans, the largest mortgage lender in the United States by volume of originations. Basically, when you apply for a loan through the Quicken Loans website, you get redirected to the Rocket Mortgage platform. Rocket Mortgage processes most of the half-a-million-plus mortgage loans originated by Quicken Loans each year.

AmeriSave Mortgage Corporation is a direct mortgage lender operating in 49 states and DC. Since it was founded in 2002, AmeriSave has financed more than 390,000 homes for a total of more than $103 billion.

Figure is a blockchain-powered fintech company offering home equity lines of credit (HELOCs) and mortgage refinancing. Through blockchain, the same technology that powers cryptocurrencies like Bitcoin and Ethereum, Figure is able to approve and close your new loan almost immediately. With HELOCs, the funds arrive in your account in as few as 5 days – much quicker than with a traditional lender.

New American Funding is a family-owned independent mortgage lender serving borrowers in 49 states and DC. It has appeared in the annual Inc5000 list of the fastest-growing privately held companies in the United States several times. It is best known for its customizable loan options, including mortgage rate buydowns (where the borrower pays a one-time fee to earn a lower interest rate) and flexible 8-30-year repayment terms.

Founded in 2002, Achieve is a digital finance company that offers personal loans, debt resolution, and HELOCs. Its HELOCs are a cost-effective way to combine and reduce debts, or to fund expenses like home improvements, car purchases, or medical treatment. Achieve's HELOC application process is straightforward and fast, and you'll usually receive your funds in 15-18 days. There's also usually no need for a home inspection

Founded in 2019, Aven is a fintech company that offers a home equity line of credit (HELOC) credit card. The card works like any other credit card but is backed by your home equity to get low rates, no annual fee, and unlimited 2% cash back. It has flexible repayment options, lets you deposit cash from the card to your account, and has great customer reviews. You can get approved in around 15 minutes and enjoy credit limits of up to $250,000.

LendingTree is an online lending marketplace that allows borrowers to shop and compare offers from providers of mortgages and other lending products.

Quicken Loans is easily the largest mortgage lender in the United States, having originated $320.2 billion worth of loans in 2020. It serves all 50 states and offers all the most common types of mortgage products.

Better Mortgage is a tech-powered independent mortgage lender backed by big investors like Citi, Goldman Sachs, and American Express. Better Mortgage offers conventional loans, jumbo loans, and FHA loans.

SoFi simplifies the mortgage process with a fully online platform and a range of loan products designed to meet the needs of modern borrowers. From competitive repayment terms to exclusive member benefits, SoFi caters to first-time buyers, those looking to refinance, and homeowners seeking equity financing.

Alliant Credit Union offers a variety of mortgage solutions, including fixed-rate, adjustable-rate, jumbo, FHA, VA, and home equity lines of credit (HELOCs). Members benefit from competitive rates, low to no fees, and specialized programs like the Alliant Advantage Mortgage. HELOCs include interest-only draw periods and flexible repayment.

Hometap offers homeowners a unique way to access their home equity without taking out a traditional loan. Instead of borrowing, Hometap provides a lump sum of cash in exchange for a percentage of the home’s future value. There are no monthly payments, and homeowners settle when they sell their home or reach the end of the agreement term.

Unlock is a real estate investor. Through the company’s home equity agreement (HEA), you can receive a lump sum, in exchange for a portion of your home’s future value. At the end of the HEA’s 10-year term, you can pay off your agreement by selling your home or using cash on hand. As an alternative to home equity loan providers, Unlock doesn’t charge any interest and doesn’t require monthly payments. However, like a home equity loan provider, it does check your credit score and LTV ratio and it does charge an origination fee for its services. Unlock currently operates in 13 states and plans to add more states in the future.

Unison offers an alternative to traditional home equity loans through its innovative Equity Sharing Home Loan. This second mortgage product provides access to home equity at below-market interest rates, with reduced monthly payments and no prepayment penalties. Homeowners can benefit from flexibility, capital improvement adjustments, and a capped shared appreciation model over a 10-year term.